Fusco & Orsini Insurance Services

What is Excess and Surplus Lines Insurance (E&S)?

This type of insurance allows your insurance agent/broker to get insurance for you that isn’t regulated in your state (but is regulated in the other state/location). About 10% of the time, insurance brokers are unable to get you a particular type of insurance in your home state because it doesn’t fit with the insurer’s rules about what they cover.

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